Stepping up to raise a child can be expensive, and money worries are common for kinship carers. Find out what financial support and benefits are available to you.
Many kinship carers worry about energy bills. Even more so in winter. Read about the support available to you as well as ways to help reduce your energy consumption.
This advice applies to: England and Wales
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Are you receiving the right benefits? You may be able to increase your income by checking if you are receiving the correct benefit entitlement. It may also make you eligible for other types of assistance.
To check your entitlement, use the Turn2us Benefits Calculator. You will need information about your savings, income, pension, childcare payments, and any benefits that you or your partner are currently receiving.
There are several initiatives providing financial help with energy bills, or ways to improve energy efficiency.
If you’re struggling to make basic payments for food, water and energy bills, you may be able to get help from your local council. This was previously called ‘the Household Support Fund’. If you get a payment from the Crisis and Resilience Fund, it will not affect any benefits you get.
It could help you to pay your water and energy bills, buy food and other essential items such as a fridge or freezer. Your local council will advise you on what they can provide support for, depending on your individual circumstances and needs. During school holidays, you council may also offer food vouchers.
To find out what support is available in your area, check with your local council.
Find out more about the Crisis and Resilience Fund (GOV.UK).
Through this fund there are 2 types of grant you can apply for.
Find out more about the Discretionary Assistance Fund (GOV.Wales)
If you have a prepayment meter and you can’t afford to top it up, you may be able to get a fuel voucher. This will be sent to you as a code in a letter, text message, or email. You can use it to add credit to your electricity key or gas card.
Contact your local council to see if you can get a fuel voucher or contact an energy adviser at Citizens Advice.
If you were born before 27 June 1960, you could be eligible for a ‘Winter Fuel Payment’ of between £100 and £300. This is to help you pay for your heating bills for the winter 2026 to 2027.
If you are eligible, you will normally receive the Winter Fuel Payment automatically. If you have an income over £35,000 the payment will be recovered via HMRC.
Read information about the payment and eligibility on the GOV.UK website.
In October or November, you will receive a letter to let you know how much you will get, and you will be paid in November or December 2026.
If you do not get a letter but you believe you are eligible, check if you can make a claim on GOV.UK.
You are entitled to a Cold Weather Payment if you get certain benefits and the temperature drops to zero degrees Celsius, or below, for 7 days in a row. Payments of £25 are made for each 7-day period. You do not need to apply; you will receive the payment automatically. If a baby or a child under 5 comes to live with you, you may need to tell Jobcentre Plus.
The Warm Home Discount is not a payment, but rather a one-off discount of £150 off your electricity bill. You’ll usually get the discount automatically if you’re eligible and your electricity supplier will apply the discount to your bill.
If you live in England or Wales, you qualify for the Warm Home Discount if:
The scheme will reopen in October 2026.
You can get extra help from your gas and electricity supplier by signing up to the Priority Services Register. You’re eligible to sign up if you meet at least one of the following criteria. You’re:
Being on the Priority Services Register means that your supplier might agree to make your call a priority when you contact them, help reconnect your gas supply if you need it or give you extra support during a power cut.
You can save money on your energy bills by improving your home’s energy efficiency. Some of the things that you can do include:
Citizen’s Advice has estimated the cost of using appliances and offers tips on how to save money when using your appliances.
This page was last updated on 14 September 2026.
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